Can they charge for insurance on a car when you have insurance?

Can they charge for insurance on a car when you have insurance?

Can they charge for insurance on a car when you have insurance?Are you talking about car insurance for a rental car? They can suggest it but most companies won’t for you to have it. You will just be liable for any accidents you get in while in the rental car. Some car insurance policies even cover any accidents you may get into while you driving the rental car, even however you only have your private car insured.

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I’m presuming you are talking about rental cars. Well, some auto insurance companies suggest this and others don’t. It also depends on how through the coverage is. The response indeed lies in your policy, just check the details and see if it includes rental car insurance. If you don’t find your reaction there, check with your insurance agent.

In Louisiana if there is a lapse in car insurance will there be an extra charge when you renew your vehicle registration?

Im not sure when the fines is due. Depending on how long the lapse is, determines the fine. 0-10 days = $0 11-30 days = $50.00 and up from there

When car is non-moving for Two to Trio months what auto insurances charges to be paid?

Response .
It is relevent to your state and also to your loan or lease co., if there is one. Call your agent. In MA in order to cancle the insurance for any amount of time you must turn in the plates. Still cheaper than paying 2-3 months of insurance. 4lifeguild.com

Can you get car insurance without a car to insure?

Reaction .
No. Recall that insurance goes after a vehicle very first, operator 2nd. So, without having a car to insure, no rate can even be detected to begin with.

Can you drive an insured car if you have no insurance?

Driving another persons insured CarIt is always best to ask the possessor loaning you the vehicle if you will be covered under his policy. If he is not sure then he should contact his Insurer and verify before you drive. It never hurts to have your own operators or non owners policy in place for extra security if your an occasional driver without a car right now. Each US state regulates it’s own insurance needs through it’s state legislature. Insurance for a loaner would depend on the type of Policy that the Vehicle proprietor presently has in place as required in that state. It could also depend on the nature of the vehicle loaned or hired. If the Possessor has a Limited Liability or a Named Driver Policy then no other drivers may be covered even with permissive use. If the holder has purchased a Broad Form Auto Insurance Policy then generally permitted drivers are covered. It is a common misnomer that Auto Liability goes after a vehicle. In Fact, Auto Liability Insurance covers and goes after the named insured(s) (usually the vehicle possessor) and the named insureds legal liability that may arise out vehicle ownership and operation. Most liability coverage will even go after the defined insured to a replacement vehicle, When on a standard form auto insurance policy, liability coverage is afforded even when tertiary or third party through an accident of a permitted driver. This point of concept of vicarious legal liability of a property possessor and the contracted liability of the Specific Policy Form suggested by an Insurance Company is where the misunderstanding arises. Limited lines Policies tho’ economic can leave gaps in coverage so it’s best that all drivers even non owners carry financial responsibility. The Concept definitions of Legal Liability of the possessor of a property and the Financial Responsibility of all vehicle operators on public roads is determined further in the US by the regulations of the individual state of registration. ReactionAccording to law if the proprietor of the vehicle has insurance on the vehicle, and “loans” you the car, and you are listed as an occasional driver of that vehicle, then you are covered. Otherwise, you will have to purchase your own policy. Dependent DriversBe careful. The reaction to your question varies from state to state and you need tocheck the laws in your state. In the state where I live, an under 25 driver who lives with you must be insured on your policy to drive your car and it’s very expensive. Insurance coverage is different if someone who does not live with you uses the carfor your convenience . It can get very complicated. Insurance companies are doing more and more to mitigate rising costs of repairs, medical treatment and their liability.

What is cheaper motorcycle insurance or car insurance?

Motorcycle insurance is by far cheaper. The reason being if you hit another car with a car you can do some serious harm even kill people. Now if you hit a car on a motorcycle you will very likely only kill yourself. Insurance companies could care less about the harm you do to yourself, so they charge less than car insurance.

Why are youths charged a higher fee for car insurance?

Reaction .
Because they are a higher risk, because they have a higher percentage of accidents than more experienced drivers.

Do you have to have insurance on a car?

Yes, it is mandatory to have a car insurance if you own a car. Togain the right to drive on public roads, you need to get your carinsured before you make the purchase. Visit turtlemint to gothrough various options of car insurance.

What are the likely charges for twoc no license or insurance and Two counts of criminal harm to your car?

The charges for TWOC, no license or insurance, and Two counts ofcriminal harm will vary. This will vary depending on the locationin which the incidents occurred.

Can you drive an insured car without insurance?

If you are “Uninsured”, then you are “uninsured. You may or may not be an insured driver on the vehicle owners policy. Just because someone else has coverage for that vehicle does not automatically mean you are a covered driver. The insured should contact the insurance company or the insurance agent to determine the status of an unscheduled driver. Some auto insurance policies will cover the occasional driver while other policies will not. All drivers of a motor vehicle on public roads are required to carry proof of financial responsibility at all times.

If you can not agree with your insurance adjuster on a price for your totaled car how much does an a appraiser charge?

Ask your adjuster to provide documentation on how he/she arrived at the dollar amount. If you’ve done upgrades to the car (keyless entry, fresh stereo, front end work, etc) provide receipts and that will up your payout. Use nada.com as a good guide to the car’s actual cash value and find classified ads, car lots ads to prove your price if you have to.

Do you have to have car insurance?

You have to have car insurance which is a legalrequirement and with the right level of cover, provides financialprotection in the event of your vehicle being bruised. It will alsoprovide cover for injuries to other drivers, passengers orpedestrians, and their property.

I have insurance and hit a car from behind they have no insurance?

The element of the third party comes in the picture in scenarioswhere the other vehicle is bruised due to our vehicle which isunder the insurance plan. The third part insurance helps to coverthese losses and secure the harm for both the vehicles. Turtlemint provides a accomplish range of plans which providescomprehensive and third party coverage along with other coverageslike zero depreciation, passenger insurance, etc.

Can they charge for insurance on a car when you have insurance?

What if you do not have car insurance?

Don’t drive. If you are stopped or have an accident you can lose your car and your license.

When to insure a car?

Go ahead and insure the car when you very first purchase it. Most dealerships won’t let you leave the dealership without insurance very first. If the car is financed or leased, it needs to have “total coverage” insurance, which means it needs Comp and Collision along with the Bodily Injury and Property Harm (and maybe PIP too). If you already have a car that has insurance and you purchase a fresh car (in Florida) you have automatic coverage for 14 days. This gives you slew of time to call your car insurance agent and add the fresh vehicle. In order to get your registration and tag, you will need to provide proof of insurance. This is also known as a Binder. Your insurance agent will Truss coverage for you when they collect money and submit your application to the insurance company. The company then has XX number of days to issue your policy or refund your money.

What insurance companies insure rental cars?

This may very from state to state, but from what I am aware of the cars are bonded, which means the company has proven being able to pay for harm. The company pays for damages out of their pockets.

Is your car insured?

I just got mine insured for pretty low, 99$ a month utter coverage, however my car is a 99. Visit this site if you would like an auto quote for yourself http://www.free-auto-quote.com

Why have car insurance?

Car insurance is required by law, and it’s an expense a lot ofpeople would rather do without. Paying regularly for something thatyou don’t actually use on a regular basis – and may never use ifyou’re fortunate – can seem like it’s a money-making scam on the partof the insurance companies. The truth is that car insuranceis an investment that you are making in protecting yourself andyour future from the unexpected. It’s not a scam – and yes, youreally do need it. Havingcar insuranceis essential becauseit covers your expenses in the event ofvehicleharm orinjuries to other drivers, passengers or pedestrians. All motoristsmust beinsuredagainst their liability to other people, Youneed car insurance to protect not only yourself but anyone whohappens to be in the car with you.

Can you have insurance and not have a car?

Yes…this is called a “non owners insurance policy”. Not a lot of companies issue these but many of them do. If this type of policy is purchased, you are cover in any vehicle you drive.

How does motorcycle insurance compare to car insurance?

The amount of property harm / bodily injury that can be caused to others by the negligent operator (where liability coverage will kick in) is much lighter in case of motorcycles than a car, hence liability insurance for motorcycle is much cheaper. The risk of physical harm in the even of collision is much higher for motorcycles (Petite crash can lightly cause a total loss.) Also comprehensive losses (example: theft) is much greater for motorcycles, hence cost of comp and collision in motorcycles is much higher, assuming other things (values, drivers, locations etc.) are the same.

Does your insurance cover you to drive a car that has no insurance?

Your private auto insurance will be secondary to the insurance of the vehicle that you are driving (assuming you do not own it and it is not a business vehicle). If you get involved in a car accident while you are operating a vehicle that is -not- yours, then the insurance of that vehicle has to pay very first, and if that insurance is not enough (or is not there) then your insurance will kick in. Notice that if you get pulled over by police they will ask you to display proof of insurance on the vehicle (not your insurance.) The law requires all vehicles to be insured, not individuals.

Do you have to have car to get insurance?

No, you can get a named insured policy that just covers you and possible vehicles you may drive.

Can you drive a car that is not insured but you have insurance?

No. Generally, your policy covers you and your own car. It is illegal to drive an uninsured vehicle in almost every state. If there is an accident, there will be no coverage, the car will be impounded and you will be arrested. However, insurance laws vary from state to state. You should speak with an agent who does business in your state.

When can you get insurance on your car?

Hi, When you buy a car you have to do an insurance very first. So thatyou can’t face any problem in future. Nowadays, there are so manyinsurance companies available. But you have to choose the best onewho provides you best policy. I know a company My Money Comparison,which help consumers to compare a broad range of products &services to enable them to make more informed decisions based ontheir private circumstances & budget. Thanks.

Do you have to be on the car insurance if the car is already insured?

Auto Insurance provides coverage for losses and liabilities of the drivers named as covered on the policy.

If your parents have insurance and your living with them do you have insurance on the cars?

Technically yes, the insurance goes straight to your family. But you can’t tamper with it unless you have an ID and your parent’s permission.

Can they charge for insurance on a car when you have insurance?

Does insurance go up with a turbo charged car?

Not necessarily. The driver’s age and driving record are more relevant to the cost of auto insurance.

Are there any soft top cars that the insurers don’t charge more on for a learner driver?

Convertibles in general carry higher premiums than their hardtop counterparts. This is because convertibles are lighter to steal and harm.

Can you drive a car that is not insured but you have insurance in the UK?

In the UK you must have insurance that covers you to drive the carin question.

When do you have to have car insurance?

If you are driving a car or have it parked on a public street or parking lot then it must have insurance

Are you insured to drive other cars which are not insured?

You should dual check with your insurance company to see how your policy is written, but usually your insurance would kick in as secondary coverage and you would be covered.

How do you get liblity insurance on a borrowed car that no insurance?

You have to own a vehicle to insure it then you have to register it as the registered possessor. So if you are borrowing a vehicle either the possessor has to insure it or you have to buy it from them

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Where can you get a insurance for a car?

Hi, You can get an insurance for a car from insurance companieslike My Money Comparison. Nowadays, there are so many insurancecompanies available but you have to choose the best one whoprovides you best policy with affordable price. Hope you get soon.Thanks.

Does your car have to have insurance?

Yes, your car has to have insurance as long as it is meant for theroad. In almost every country, you are obligated by law to get acar insurance. A car insurance is required even if the car is notbeing used on the road. The only escape route from getting a carinsurance is if it has been officially proclaimed as ‘off the road’.But before going to choose any insurance company very first compareCheap Car Insurance Quote by mymoneycomparison.com. Hope all willbe benefited.

Why do you have to insure your car?

so if anyone steals the car you either get the same car back or a entirely fresh one that looks exactly like the one that was stolen

What are the charges for transfer of car insurance to a fresh proprietor?

The fresh proprietor must purchase their own auto insurance policy. The previous owners auto insurance can not be transferred to a fresh holder.

What is your car insurance rate for your insurance company?

The insurance rate for your particular company should be layed out in your policy. You should also be able to go online and find out this information, utilyzing your policy number. If you’re looking to see how much you should be paying, this question won’t help. There are way too many factors that play into auto insurance quotes, such as age, marital status, make and model of the car, driving record, credit history, etc. So, what might be a very reasonable rate for me could be very expensive for you. You should go on the websites of reputed, reliable insurance providers and compare car insurance rates. That will help you determine what you should be paying.

When do you have to get insurance on a fresh car if you already have insurance?

It depends upon the terms of the policy. It can be anywhere inbetween 10-30 days. The insurance agent from whom you bought the auto insurance, or customer service at the insurer is the best source of information.

Can they charge for insurance on a car when you have insurance?

Are your children insured under your car insurance?

If your children are listed scheduled drivers on your insurance policy then they are covered. If they are not a scheduled driver then maybe they are and maybe they are not. It depends on the circumstances. For example. If your children are grown and do not live with you and only drive your vehicle on an occasion when they might come to visit you, then they would be covered under permissive use rules on a standard auto policy form. If your children are household residents then they must be scheduled on your policy to be a covered driver. The Insurance company can deny all claims from the injured parties and suggest no coverage for the vehicle being driven as well. Check your policy type. If you purchased one of the cheaper limited policies or a named driver policy, then there is no coverage for other drivers regardless of who they are or any permissions that were given. Failure to add a known driver to your policy is considered Insurance Fraud by concealment and could subject the insured to cancellation, non renewal and can void all coverage under your policy. Basically any one who has regular access to your vehicle and is not scheduled under the policy is an uninsured driver.

Does Country Insurance suggest car insurance?

“Country Insurance is a rounded insurance company that offers all sorts of insurance type policies, whether from life insurance to retirement funding. They do indeed suggest car insurance, providing numerous coverage options such as different packages and family plans.”

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Will you get charged for switching your insurance over from your previous car to your fresh car?

Most insurance companies do not charge you to switch vehicles, but the rates on the fresh vehicle will be different based on the year/make/model of the vehicle and what coverages you add to the vehicle.

Can you drive an insured car if you have no insurance in Canada?

I think I understand your question. Most U.S insurance policies provide coverage when you drive the vehicle to Canada. On the other forearm all insurance stops at the Mexican border. Read you own policy to make sure or call the agent and ask them. I am talking about for a visit or vacation not moving to Canada.

What happens if you wreck someones car who has insurance but you have no license and they are not pressing charges?

If they are not pressing charges, then they are providing you permission to drive their vehicle. If you give someone who doesn’t have a drivers license permission to drive your vehicle, you are voiding your insurance coverage. The Insurance company will not pay.

What do you have to have to get car insurance?

You will need the vin numbers on your vehicles, information on all the drivers and residents of the household, name and addresses of any leinholders that need to be notified, and just your address, phone numbers, etc.

Does van insurance differ from car insurance?

Like other vehicle insurance, van insurance can be cracked down into three general categories. These are Fully Comprehensive Insurance; Third Party, Fire, and Theft Insurance; and third party insurance.

How much does The General charge for car insurance?

The General is a relatively low price option for car insurance. Depending on the qualifications of the driver, it is possible to obtain car insurance through The General for less than $300 for 6 months.

Does Vauxhall insurance provide car insurance?

Vauxhall insurance provides car insurance. Their insurance policies concentrate on the consumers needs rather than attempting to fit everybody into one policy category.

How do you cancel car insurance and switched insurance?

Insurance can be canceled in a duo of ways. The easiest is to refrain from paying the next premium whereupon the policy will cancel for lack of payment of premium. However, it is significant, before you do this, to have suitable fresh insurance in place. You need this for self-protection, and also because all states require compliance with Financial Responsibility Laws. These laws require the maintenance of auto insurance, and inn the event of noncompliance, your license and tags can be suspended. Additionally, if the car is financed, the bank or finance company will require proof of insurance to protect its interest in the collateral. Failing receipt of the proof, it will obtain single party insurance on the collateral to protect its interest. This is usually much more costly than naming the financier as a loss payee on your collision coverage through your own insurer.

What sort of insurance is Competition Car Insurance?

Competition Car Insurance is solely provided to the individuals, companies, and vehicles used in official motorsports such as Nascar. Since the companies concentrate is so specific, they are able to suggest more competitive rates than an average insurance provider.

How much is a masculine under 25 charged for car insurance per month?

According to CarInsurance.com (link below), the average masculine under 25 will pay approximately $108 per month. However, this can vary greatly depending on exact age, zip code, year/make/model of the vehicle, driving record, etc. This is just an average.

Do I need to insure my car if I have drivers insurance?

It is uncertain what you mean by “driver’s insurance”. There is akind of liability insurance called “non-owners coverage” that isoften required under a state’s Financial Responsibility Law when anindividual has been in an at-fault collision, did not have therequired liability coverage and when the other party’s damagesexceeded a stated amount, or when an injury occurs. It is alsosometimes required when a judgment is entered against an individualfor an auto collision and the judgment remains unsatisfied.Non-owners coverage generally will “go after the driver” irrespectiveof the vehicle that he or she is driving. Non-owners coverageprovides no coverage for the vehicle itself such as for its repairor replacement in the event of a collision.

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